So you have a brand new gift card. Congratulations! You're ready to start spending, but for some reason the retailer is asking for a PIN. The PIN, or personal identification number , is typically located on the back of a physical card or in the same email that discloses the electronic gift card number. Although the PIN can't be used to retrieve money from a gift card at an ATM like a debit card, cardholders must present the PIN to check the card balance or get a replacement card.

    Visa and Mastercard Gift Cards

    Since 2013 , Visa and Mastercard gift cards began utilizing PIN numbers. These numbers are not located on the card. Instead, customers must call the number on the back of the card to use the automated system to enter the card's 16-digit card number. Next, you'll need to input the card's expiration date and three-digit security code, which is located on the back of the card. The system will then allow you to select your own four-digit PIN code .

    PIN by Another Name

    American Express gift cards do not come with numbers identified as a PIN. Instead, they come with a four-digit number American Express calls a Card Security Code. The CID is on the card front directly above the 15 digit card number. Discover gift cards use a three digit number it calls the Customer Identification Number, which is located on the back of the card.

    Tips

    • As of April 30, 2015, Discover no longer issues Discover gift cards, but gift cards issued prior can still be used at locations that accept Discover cards.

    Store Cards

    Gift cards issued by department stores typically have a PIN. It is usually found on the back of the card underneath an area that must be scratched off to view. For example, this is where you can find the PIN for Aeropostale, REI, Sephora and Ulta gift cards. This scratch-off area helps prevent the number from being stolen before the card is authorized. Some Walmart gift cards come with PINs, however, if you want to use a gift card without a pin, you'll only be able to use them in the store and not online, since Walmart.com requires a PIN as an additional security measure .

    E-Gift Cards

    If an electronic gift card comes with a PIN, it's listed in the email with the card number. If the retailer allows cardholders to choose their own PIN, the instructions to do it are in the email and on the retailer's website. Choosing a PIN can usually be done online or over the phone.

    Where is the gift card number?
    Gift Card & PIN Numbers Your Gift Card number and PIN number are printed on the back of your card. more
    How do I transfer gift card balance to another gift card?
    How to Transfer a Gift Card Balance
    1. Call the customer service number listed on the back of the gift card and ask the customer service representative if it is possible to transfer the balance of the gift card to another account.
    2. Give or sell the gift card to another individual.
    more
    Can you exchange a gift card for another gift card?
    While you can't actually return gift cards, there are several different ways you can sell gift cards for cash or trade gift cards online for credit at another store. more
    What is the card number on a Dominos gift card?
    Check the balance of your Domino's gift card online, over the phone, or at any Domino's location. You'll need the 19-digit card number and 4-digit PIN code. more
    Are gift card numbers on the receipt?
    The system that activates the card will typically record the gift card number, or a portion of it, on an activation receipt. This receipt may be printed on the bottom of the total purchase receipt or it might be a separate piece of paper. Make every effort to find this receipt. Check the Purchase Receipt. more
    Can I use a gift card to buy a gift card?
    Although not all stores will let you buy a gift card with a gift card, I have done it multiple times. Since there is no federal or state law governing whether or not a gift card can be used to purchase another gift card, each store is allowed to set its own policy. more
    Can I buy a gift card with a gift card?
    Gift cards are easy to regift, but sometimes the amount on the card is an odd value (e.g. $23.42) or is more than you want to give someone. If you take the gift card to the issuing store, you may be able to use it to buy a new gift card (or cards) in the dollar amount you want. more
    What is the card number on a Dominos gift card?
    Check the balance of your Domino's gift card online, over the phone, or at any Domino's location. You'll need the 19-digit card number and 4-digit PIN code. more
    Can u use a gift card to buy a gift card?
    Although not all stores will let you buy a gift card with a gift card, I have done it multiple times. Since there is no federal or state law governing whether or not a gift card can be used to purchase another gift card, each store is allowed to set its own policy. more
    Can you buy a gift card with a gift card?
    Gift cards are easy to regift, but sometimes the amount on the card is an odd value (e.g. $23.42) or is more than you want to give someone. If you take the gift card to the issuing store, you may be able to use it to buy a new gift card (or cards) in the dollar amount you want. more
    Can you use a gift card to buy a gift card?
    Although not all stores will let you buy a gift card with a gift card, I have done it multiple times. Since there is no federal or state law governing whether or not a gift card can be used to purchase another gift card, each store is allowed to set its own policy. more

    Source: pocketsense.com

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